We love our pets, and they love us right back. Whether you own a fresh-faced, purebred pup or a frisky mutt who’s getting long in the tooth, we’re willing to bet they’re your best friend. The same goes for your aging yet elegant tabby or bug-eyed kitten—no matter how old they are or where they came from, they are a part of your family. Your friendly Marlboro veterinarian understands, because we feel the same way, and today we’re going to talk about why you ought to consider insuring your pet just as you would any other member of your family.
It’s a frustrating fact of life that health crises sometimes come out of nowhere, and sometimes these emergencies require immediate action. It could be something relatively minor like a broken tooth or something far more serious, but no matter what it is you will want to be prepared. Everybody has heard an unfortunate story about someone they know who received a massive bill for emergency medical attention when there was an issue with insurance, and unfortunately our four-legged friends can suffer the same fate.
You never want to find yourself in a situation where you can’t afford to give your pet the best care possible, and that’s why we at ahc encourage our clients to look into pet insurance. Hopefully you will never need to make full use of it, but if something does happen an insurance plan can seriously help defray the costs of veterinary health care.
Yet despite all the security and peace of mind that pet insurance offers, only 1% of the cats and dogs in the United States and Canada are currently covered. We suspect a big part of the reason for this low rate of coverage is that most people don’t even know pet insurance is an option. To help fix that issue, here are some quick basics about pet insurance:
- You have options. You can get a plan that only covers emergencies, a plan that accounts for illnesses, or an umbrella plan that covers just about everything.
- Many plans will include annual exams, vaccinations, and other routine healthcare.
- You can take your pet to a veterinary generalist such as ahc in Marlboro, but we can also refer your pet to a specialist we know.
- Some plans offer coverage for alternative therapies for pets, such as acupuncture (really!).
- Prescriptions are usually covered.
- There are dental options.
- Pet insurance plans are just as varied as their human counterpoints, with a range of premiums, co-pays, and deductibles, which means you can always find something that fits your budget.
So as 2017 starts off, make one resolution that’s easy to do and enroll your pet in a pet insurance protection plan. We are offering open enrollment for all healthy pets for a 30 day free trial of pet insurance. With one click of a button, after your pet completes a health evaluation with one of our veterinarians during their vaccination visit, we can enroll your pet — easy breezy! Let us help you get the care your pet deserves during our year-round open enrollment for pet insurance.
There are many reputable pet insurance plan companies, but ahc recommends the following three:
Things to consider before deciding on a particular plan are what is covered versus what is exempt, whether there are rules about pre-existing or genetic conditions, and how the plan reimburses. Also, don’t forget to read customer reviews of any insurer before signing with a company. If you have any questions or concerns we definitely encourage you to come on down to Marlboro Township and talk to the experts at ahc in person. We really believe in the benefits of insuring your pet, so make an appointment on our contact page today and pay us a visit in Englishtown!